Tier Based Lending
All loans with Colorado United are calculated on “Tier Based” Lending. What this means to you is, the member who has A+ credit can qualify for the lowest rate we offer. For those members who have “colorful” credit or who have had some “hic-ups” in paying bills on time or circumstances that have affected their credit adversely may not always be turned down. Instead, we will try to counter offer and price the loan rate accordingly. It is our philosophy at Colorado United to make it a win-win situation.
Relationship Pricing
At Colorado United we like to reward our members who use us as their primary financial institution. Based on what products and/or services you have with us you could qualify for up to .25% reduction on a loan or .25% increase on paid dividends.
