Adult: Holiday and Vacation These accounts are designed to help our members save money for holiday and vacation expenses. Holiday Account funds are distributed November 1st, while Vacation Accounts allow members three free withdrawals per calendar year**. Both accounts require a $25.00 opening balance and offer:
> Competitive Dividend Rates > Dividends Paid Quarterly > Direct Deposit Available > Save Year-round
Youth: Kid (0-11) and Teen (12-17) Both require a $5.00 opening balance and offer: > Earns dividends with a $25 balance > CoUnited Club Membership > Bi-annual Newsletters > Special Holiday Parties and Contests
> Automatic Upgrade to Teen Account (age 12 for youth) and Adult Account (age 18 for teen) > Direct Deposit and Scholastic Checking (Teen only)
